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| Home Equity Line of Credit Details, Terms and Conditions |
| *Minimum loan amount $5,000.00. Closing Costs of $100 - $260. Offered rate is variable and quoted in the Wall Street Journal. Prime Rate effective 4/1/2007 is 8.25%. Offered rate is subject to credit approval, accepted term, loan to value of 80% or less. Offered rate of Prime Minus 1.00% will be in effect for six months starting on the funding date and will adjust to the qualified rate in the seventh month. Your rate and corresponding APR (annual percentage rate) may be higher than the offered rate and is determined by your credit history and LTV (loan to value). The collateral must be your primary residence and have full hazard insurance. Loan is subject to $50.00 annual fee after the first year. Early termination fee may apply. Consult your tax advisor about deductibility of interest. Offer subject to change at anytime. Other terms and rates available. See personal banker for details. Other restrictions may apply. |
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© 2007 North Milwaukee State Bank. 5630 West Fond du Lac Ave. Milwaukee, Wisconsin 53216